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Credit and Debt Management

Request a free credit report once every 12 months from the only authorized online source for free credit reports under federal law.

Consumer’s Guide to Credit Cards

Guide to credit cards from the Federal Reserve, including information on new credit card rules.

Credit Reports and Credit Scores

Concise explanation of credit scores, reports, and errors, with useful links to consumer help and bilingual resources.

Federal Trade Commission Fair Debt Collection

Commonly asked questions about your rights under the Fair Debt Collection Practices Act, with information about filing a complaint with the FTC.

Get More Money Now

Credit and debt basics, credit management, and Earned Income Tax Credit information from the Better Business Bureau.

Getting Credit

Identity theft, credit scams, lost wallets, credit fraud, with information about maintaining, improving and protecting good credit.

Know the Score: How Your Credit Score Impacts Your Financial Future
Managing Your Credit

Tips for establishing and maintaining good credit.

National Foundation for Credit Counseling

Connects consumers with local credit counseling services.

Payday Loans

Learn the dangers of payday loans and lenders.